Up-Front Estimates

One way we make our dental services accessible to all patients is by delivering up-front estimates. During your consultation, we will discuss your treatment options, our concerns, and discuss estimated costs for different options. We will explain the pros and cons of each procedure and break down the different procedure steps and costs. This allows you to make the choice that’s best for you. With estimate transparency, you won’t encounter any surprise costs or hidden fees at the end of your treatment.

Personalized Payment Plans

Every patient receives a personalized payment plan depending on their budget. First, we will check for insurance coverage then help you figure out how you will pay for the rest of your treatment either through financing, a credit card, or from your savings. Let us help you design a payment plan that works for your budget.

Insurance Coverage

Depending on what type of treatment you’re getting will determine whether or not you will receive insurance coverage. For instance, most dental insurance companies partially cover reconstructive dentistry but won’t cover TMJ treatment. It’s also common for insurance companies to cover sleep apnea treatment. We will work with your insurance company to determine whether or not you will receive any coverage and how much you will need to pay out of pocket or through financing afterward.

CareCredit Financing

CareCredit financingIf your insurance doesn’t cover your treatment and you can’t afford the rest of your treatment out of pocket, we offer two financing options to work with your budget. CareCredit is a special line of credit made specifically for health and wellness treatments.

CareCredit offers two ways to finance your care:

  1. Interest-free financing if you pay back the full amount within 24 months
  2. Set payments every month over an entire financing period of up to 60 months.

To determine which option is best for you, visit their website and use their online payment calculator to see which one is better for your budget.

If you would like to apply for CareCredit, it’s quick and easy and we can help you fill it out in our office, or online at your convenience.

LendingClub Financing

Lending Club financingAnother financing option our patients can use is LendingClub Financing. LendingClub offers low, fixed-rate loans with set payments over an extended period. They also offer zero-interest plans if you pay off your loan within a certain period. You can play around with their payment calculator to determine if LendClub Financing is right for you.

Your Best You Is Closer Than You Think

With the ALPHAEON CREDIT card*, you’ll find a wide array of monthly payment options to help your reach your individual goals.

The ALPHAEON CREDIT card allows you to move forward today without delay. Plus, with special financing options not available with other credit cards, you may find the ALPHAEON CREDIT card is the better way to pay.

With the ALPHAEON CREDIT card, you can receive the care your physician recommends with flexible payment options that fit your lifestyle.

Apply today so you can focus on looking, feeling, and being your best.


*Subject to credit approval and availability. Purchase must be made using the ALPHAEON CREDIT Card Account. ALPHAEON CREDIT Card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. Account must be in good standing at the time of purchase. At no time will the minimum payment due be less than $27.00. Minimum interest charge is $2.00 per credit plan. Standard variable APR of 28.99%, based on the Prime Rate. Comenity Capital Bank issues ALPHAEON CREDIT Card Accounts which can be used with participating physicians.

Get the Treatments You Need

At Marlen Elite Dental Wellness, we want to help you get the treatments you need or want while working with your budget. If you have questions about financing, insurance, or personalized payment plans, please contact us at (201) 546-8512 today.